Texas woman Roekeicha Brisby was arrested on July 7 for falsifying police reports to help her clients get better credit scores.
She is being charged with forgery and fraudulent use of identifying information.
Both charges are felonies, and she is facing 5 to 99 years in prison.
She used her website and social media resources to promote her business, Rose Credit Repair.
She would submit falsified police reports on behalf of her clients and say that their bad credit rating was due to fraud or stolen money.
Many of her clients who she submitted police reports for told deputies they did not authorize her to do so.
She is believed to have obtained the original police report from an identity theft victim named Valerie Cobio.
Valerie filed an identity theft report with Harris County Precinct 4 Constable’s Office in October 2019.
She said she gave the document to Roekeicha along with hundreds of dollars to repair her credit.
According to investigators, Roekeicha copied the document 133 times and repurposed it.
Valerie said that Roekeicha Brisby did not improve her credit.
She was always posting everywhere on social media, Instagram, Tik Tok on how well she was doing with people’s numbers, and I wasn’t one of them.
It’s just a really ugly feeling to get a phone call or to get an email or have an officer show up at your door to let you know that the person you thought was legit is screwing you over.
Things didn’t work out for Valerie, but they did for numerous other clients.
Many financial institutions would honor the falsified police reports and reverse the clients’ credit.
Roekeicha was living her best scammer life until one of the financial institutions reached out to the police with questions.
The police found that the case numbers didn’t correspond with their system, which prompted an investigation.
The investigation revealed 133 falsified police reports from Harris County Precinct 4 alone that were submitted to several financial institutions, including Discover Bank, First Credit Union, and Credit Central.
Documents show that the false reports contained information about loss and stolen credit cards attempting to erase approximately $980K of debt on behalf of 27 people.
There is evidence that Roekeicha used reports from other agencies as well.
Rose Credit Services was found to be responsible for 74 more false documents submitted at another institution, pretending to come from Precinct 4, attempting to erase $1.4 million of debt for 74 clients.
Roekeicha’s bank accounts have been flagged and the FBI is also involved in the investigation.
Watch the news report detailing Roekeicha’s scheme below:
Watch the news report below of Valerie Cabio’s story:
As more victims come forward, the initial amount of $3.3 million continues to rise, according to Precinct 4.
Source: KHOU 11