‘My 401K’ Is Trending As Social Media Reacts To The 2025 Stock Market Crash

By
Xaviera Bryant
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My-401K-trends-social-media-stock-market-crash

Whew…😰 if you’ve peeked at social media today, you already know the vibes are not great. “My 401K” is trending—and not because it’s thriving.

The stock market just hit the floor, and everybody’s either in full panic mode or pretending to be too broke to care.

📉 So What Exactly Happened?

Let me break it down real quick:

In early April 2025, the stock market took a serious tumble after President Trump announced a new wave of import tariffs.

Yep, here we go again with the trade war talk.

The announcement spooked investors and sent the market into a tailspin.

The S&P 500 and other major indices had one of their worst single-day drops in years.

Stocks tied to international trade—especially companies manufacturing in China—got dragged.

In just two days, I lost almost $1,000 in my Robinhood portfolio.

I didn’t even bother looking at my 401K.

I simply don’t have the emotional bandwidth for that kind of chaos right now. 🙃

💼 401K? I Don’t Know Her.

Now let’s talk about why “My 401K” is trending like it just dropped a mixtape.

Most folks have their retirement savings wrapped up in a 401K, which means when the stock market crashes, our future coins take a hit.

And while everyone knows it’s a long game, watching your money evaporate in real-time will always feel personal.

Social media is in shambles.

Some are refreshing their investment apps like it’s a game of financial roulette.

Others are straight-up ignoring the damage and just…vibing. Both valid.













🧠 Okay, But What Now?

If you’re stressed about your 401K, you’re definitely not alone.

Here’s what I’m keeping in mind (and what the experts usually preach):

  • Don’t panic sell. I know it’s tempting, but pulling your money now just locks in the loss.
  • It’s a marathon, not a sprint. Your 401K is for future you, not “me in two weeks.”
  • Consider rebalancing. If your investments are all in high-risk stocks, this might be your sign to diversify.
  • Talk to a pro. Now might be a good time to check in with your financial advisor if you have one. Nadia Vanderhall is a great financial educator! Lock in with her on Instagram.

Honestly, I’m just trying to stay calm, not check the apps, and trust that this too shall pass.

The internet is hilarious, but the fear is real.

This crash is a reminder of how deeply the stock market affects everyday people.

Whether your 401K is down a few hundred or a few thousand, just know you’re not the only one side-eying your future money right now.

I’m choosing peace over panic today – you should too!

🗣️ Have you checked your 401K yet? Or are you pretending it doesn’t exist like me?

Let me know in the comments—or drop your favorite meltdown meme.

Lock In With Ice Cream Convos: 

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